Home Loans Made Simple
Getting a mortgage should feel clear from the first conversation. Whether you’re buying, refinancing, renovating, or exploring investment and commercial options, NYFTY Mortgage helps you compare programs and move forward with confidence.
Get Into a Loan Program That Fits Your Lifestyle
Purchase
Ready to buy? Our purchase loans offer competitive rates and flexible terms to help you get into a new home now. 
Refinance
Change your loan terms or access valuable home equity with one of our simplified refinancing programs.
Renovate
Make renovations easier with versatile loan options for home improvements, expansions, and additions.
Commercial
Own a business? NYFTY Mortgage provides scalable commercial mortgage solutions that can put your ideal property within reach.
Investment
Take advantage of new opportunities and maximize returns with confidence when you work with us.
Other Loan
Programs
Explore our roof loans, HELOCs, solar financing options, and more.
The NYFTY Mortgage Process
Step 1:
Initial Consultation.
Step 2:
Gather And Review Documents.
Step 3:
Process And Underwrite Your Loan.
Step 4:
Issue Clear-To-Close And e-Close.
Step 5:
Final Steps.
Step 6:
Welcome Home!
Ready to Go?
Apply Now
Get pre-approved before starting your home search or explore your mortgage options for a home you’ve already fallen in love with.
Have Questions?
Get Them Answered
If you’re still unsure, we’re here to help. Connect with one of our experienced loan officers today to learn more.
Why Choose NYFTY Mortgage?
5-Star Service
Expert Guidance
12 Day Average Closing
Special Programs
Exceptional Rates
Mortgage Guidance
NYFTY Tools to Help Plan Your Home Loan
Estimate monthly payments, taxes, insurance, and other home loan costs before choosing a mortgage path.
Image is for example purposes only. Your actual rates, monthly payment, and loan amount will vary.*
What Our Customers Have to Say...
Hear from borrowers who have worked with NYFTY Mortgage. Their experiences reflect the communication, guidance, and support our team works to deliver throughout the home loan process.
November 2024
“It was a pleasure to work with Nyfty Mortgage. They were responsive to all questions and dependable in accomplishing the task at hand. I was most impressed with the turnaround and how quickly the settlement date was scheduled. They took the time to explain the whole REFI process as we progressed in a way that I could understand. This is my go-to mortgage financial company from now on! Thank you!”-Steve M.
October 2024
“Nyfty Mortgage is honest, extremely committed and passionate about the Lending Industry. It is immediately obvious that this is their passion and that they love to help people! They personally create a unique and tailored process for whatever your lending needs are. And sometimes, when we didn’t understand things or something changed due to the market, they understood and were reassuring and gentle. Anyone who is looking to start homeownership or if you need a refinance, think about working with Nyfty Mortgage!”-Lorenzo L.
October 2024
"I worked with NYFTY Mortgage from start to finish. They were very knowledgeable, answered any and all questions we had, and kept us in the loop of all steps and processing along the way. They worked tirelessly to get us the best refi and quick close. Thank you for a phenomenal experience. Most definitely would recommend NYFTY to anyone and everyone as I will absolutely be using them for all future refi's."-Jim S.
October 2023
"Nyfty is a mortgage broker that gives my clients options for loans and is a one stop shop for me to send my clients. They have financing for just about everyone. They can finance low credit scores and help business owners buy a home. Definitely contact them if you need financing to purchase a home."-Nathan and Erin S.
AZ REALTORS.
AZ REALTORS.
Expanding Nationwide, One State at a Time
Currently
- Arizona
- Colorado
- Florida
- Texas
Coming Soon
Pending 30 days
- MD
- WA
- CA
- MI
- WI
- SC
- GA
- AL
- TN
- NJ
- ID
- NE
- IL
- OR
- UT
- VA